House prices are falling and too many homeowners are discovering that
the value of their home is less than the amount owing on the mortgage. Unemployment numbers are going up and estimates are that the rates for 2009 will spike beyond 8%.

Personal and business bankruptcies are surging with approximately
88,000 bankruptcies in Canada in 2008 and many more expected in 2009. Too many fellow-Canadians are experiencing serious financial troubles because of the downturn in the manufacturing and financial sectors of our economy. Why??

As we ponder the ?why? answer, it is worthy of note that the number
one cause of these critical and depressing financial troubles facing
individuals, families and small to medium-sized businesses is the
growth of credit card debt due to the malfunction of usury. All
debtors/borrowers are servants to creditors/lenders and are therefore
victims of the modern tyranny of usury-banking practices.

Usurers commonly reduce oppressed borrowers (individuals, businesses,
governments) to beggars. And for lack of knowledge, and because they too, are saddled with usury-bearing debts our fellow-citizens – the police, lawyers, judges and court staff – enforce the usury contracts and unknowingly become servants to their masters – the same greedy usurers.

Is the vice of greed a factor in what is currently happening in our
orthodox financial system of usury-based, debt money? Is the virtue of
giving a factor in the growth and expansion of the usuryfree community currency movement? And is usuryfree living not only a possibility but a real probability in this 21st Century? Let’s explore some facts as we seek answers to these timely questions.
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To understand the difference between living with usury and
usuryfree living, one must first be re-educated on a couple of key
definitions. Let’s start with the word – interest. Interest ought
to be correctly defined as usury and this definition can be
confirmed by many significant supporting statements from all of the
Holy Books.

For example, the Bible has many verses that absolutely forbid the
charging/exacting of usury on money. In summary, meticulous research
reveals that any percentage of interest on money above zero percent
is correclty defined as usury. Likewise, the Koran has similar
verses regarding the forbidding the curse of usury.

Additional support for the correct definition of interest is offered
by any of those few pioneering Socreds who are still alive in this
21st Century. One elder Socred is rumoured to have made these two wise statements about interest otherwise known to him as usury – (a)
Interest or usury is theft. and (b) Remember this, money cannot
have babies.

My observation is that debtors are enslaved financially because they
are paying usury to their creditors – who are knowingly or
unknowingly motivated by the vice of greed. To live without paying
usury is noteworthy, BUT usuryfree living cannot be fully experienced
until all of us are freed from usury – that means that we neither pay
no usury nor do we receive any usury from our so-called savings.

Usuryfree creatives is another phrase that requires a definition.
Usuryfree creatives are often considered to be a sub-group in the
larger, well known group known as cultural creatives. Any search
engine will provide sources for a detailed explanation of cultural
creatives.

Usuryfree creatives who are fully aware of the truth about modern
money creation seek to experience the reality of usuryfree living and
commonly enage in barter/trade using one or more of the growing number of usuryfree community currencies. Usuryfree creatives have learned that they can create and spend their own community currency which is free of interest or usury.

Usuryfree creatives commonly use these usuryfree community currencies as a complement with diminishing amounts of usury-based debt money which exists as computer blips on credit cards or debit cards or in cheques or paper notes of federal cash. Does anyone else sense an agenda by the PTB’s (Powers That Be) to take away these paper notes of federal cash so that every negotiated exchange is tracked by Big Brother’s invasive computer system?

Research reveals that the vice of greed is directly associated with
the design flaw of usury in our orthodox system of debt-based money.
Indeed, there is much evidence of an abundance of greed in the
conventional, but floundering financial marketplace.

My observation is that this ugly vice of greed is driven by the
constant and ever-present shortage of money which is direclty caused
by the element of usury. Close examination suggests that both
currently and historically, usury is the direct and/or indirect cause
violence, wars, poverty, scarcity and lack – locally, nationally and
internationally.

The unnatural and man-made function of usury is not only a design flaw in our orthodox system of debt money, but also an evil and immoral element that feeds this vice of greed while legally permitting
creditors (bankers) to steal wealth (money and property) from enslaved debtors who for lack of knowledge keep signing impossible loan and mortgage contracts created by the greedy creditors.

To eliminate usury and experience the reality of usuryfree living is
an honoured goal pursued by usuryfree creatives as we progress into
this 21st Century. Usuryfree creatives are likely to practice the
virtue of giving or gifting as they experience peace, abundace and
prosperity as a by-product of usuryfree living. Evidence suggests that
there is a shift in the thinking of those usuryfree creatives who
grasp the simple detail that there is no need to hoard any currency
that bears no usury – so they willingly share their abundance with
those who lack.

As this current economic crisis deepens to a Grand-daddy Depression
that will make the 1929 Economic Crash look like a Sunday picnic, the
teaching and practice of usuryfree living is being promoted by
usuryfree creatives not only as a likely possibility, but also as a
distinct probablity.
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Most creditors (usurers) are not likely to be fully aware that they
can directly and/or indirectly referred to as practitioners of the
vice of greed. Neither are debtors aware of how they are victims in
this modern but cruel world of usury-based, debt finance (money). This
lack of knowledge by both creditors and debtors can be attributed to
the failings of formal education as well as the mainstream print and
electronic media. Whether this malfuntion in our formal education
system is by design or by accident is left for the reader to decide.

During the latter years of the 20th Century when the internet was in
its birthing process, many diligent ands meticulous researchers began
to effectively network their knowledge through email, news groups,
blogs and websites. As the design flaw of usury is being exposed for
the killer machine that it is, more and more re-educated individuals
are proudly defining themselves as usuryfree creatives.

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Usuryfree creatives organized the first UsuryFree Day (November 13th)
and UsuryFree Week (November 13th to 19th) in 2004 to celebrate and
foster the concept of usuryfree living. Each year, during UsuryFree
Week seminars and workshops are held in living rooms, community
centres, church basements, school auditoriums, hotel rooms etc.

During UsuryFree Week participants learn the difference between
living with usury and usuryfree living. Currently, events are
being planned to celebrate the Fifth Annual UsuryFree Day/Week from
November 13th to 19th, 2009.

Brought to you by EconoChristian.com but written by Tom Kennedy. You can read the rest of the article here.